This website (the Website) is operated by Brad and Adam Publishing Ltd

These terms and conditions together with our Privacy Policy (the Terms) govern your use of the Website. By using the Website, you accept these Terms in full. If you disagree with any part of these Terms, do not use the Website.

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

No warranties

This website is provided “as is” without any representations or warranties, express or implied.  What’s Your Financial Gameplan? makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, What’s Your Financial Gameplan? does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.  If you require advice in relation to any financial products or transactions you should consult an appropriate professional.

Intellectual property rights

You acknowledge that the Website itself is protected by copyright law.

All trademarks used on the Site are the property of their respective owners.

What’s Your Financial Gameplan? logo may only be used in conjunction with goods produced by Brad and Adam Publishing Ltd. or with the express prior approval.

Your use of the Website grants no rights to you in relation to our intellectual property rights or the intellectual property rights of third parties. All such rights not expressly granted are reserved.

Licence to use the Website

Provided you are eligible to use the Website you may view, download for caching purposes only, and print pages from the Website for your own personal use, subject to the restrictions below.
You must not without our express written consent:
republish material from the Website (including republication on another website);
sell, rent or otherwise sub-license material on the Website;
reproduce (by downloading or uploading), duplicate, copy or otherwise exploit material on the Website for a commercial purpose.

Customer Testimonials

We may include features on the Site that allow you to share your content (“Customer Testimonials”) with us and other users of the Site. Please note that by sharing Customer Testimonials through the Website, your Customer Testimonials may become publicly accessible.

Limitations of liability
Brad and Adam Publishing Ltd. will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Brad and Adam Publishing Ltd ( has been expressly advised of the potential loss.

Other parties

You accept that Brad and Adam Publishing Ltd (What’s Your Financial Gameplan?) has an interest in limiting the personal liability of its officers and employees.  You agree that you will not bring any claim personally against Brad and Adam Publishing Ltd officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Brad and Adam Publishing Ltd officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as What’s Your Financial Gameplan?.


We may revise these terms and conditions from time-to-time and without individual notice to you. Please check this page regularly to ensure you are familiar with the current version. You will be deemed to have accepted any modifications if you continue to use the Website after they have been posted.


We reserve the right at any time to modify or discontinue, temporarily or permanently, your access to or use of the Website with or without notice.

Virus Protection and Compatibility

While certain precautions have been taken to detect computer viruses and ensure security, we cannot guarantee that the Website is virus-free and secure.

We shall not be liable for any loss or damage which occurs as a result of any virus or breach of security. We do not give any warranties as to the compatibility of the Website with your computer systems, software and/or hardware.

Entire Agreement

These terms and conditions constitute the entire agreement between you and us in relation to your use of the Website, and supersede all previous agreements in respect of your use of the Website.


A failure or delay by us in enforcing compliance with these terms and conditions shall not be a waiver of that or any other provision of these terms and conditions.

If any of these terms and conditions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
None of these terms and conditions shall be enforceable under the Contracts (Rights of Third Parties) Act 1999 by any third party.

Law and Jurisdiction

These terms and conditions will be governed by and construed in accordance with English law, and any disputes relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of England.

Trading Name

“What’s Your Financial Gameplan?” is a trading name of Brad and Adam Publishing Ltd. Registered in England No. 10626123 Registered address: West Hill House, Allerton Hill, Leeds LS7 3QB

Our contact details. If you have any questions about these terms and conditions, please write to us by email to or by post to:

Brad and Adam Publishing Ltd
Suite 195
Maddison House
226 High Street

Alternatively you can contact us by telephone on +44 (0) 7887550129.