Free Christmas Spending Checklist

  • Saturday, December 7th, 2019
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Hi guys, get on top of your Christmas Spending with this Free Christmas Spending Checklist
In here you will not only find a checklist but hints and tips on getting the most out of your money this festive season.

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The American Dream

  • Monday, October 14th, 2019
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Most of us envision acquiring the ‘AMERICAN DREAM’. The Dream of an individual getting a quality education, having a good car, owning their own home and moving up the social ladder.
How the decades brought about change. For many the noble intent of the American Dream soon metamorphosed from the Dream of enjoying a happy and fulfilling life that embraced faith and equality into the desire to become wealthy and the belief that one could achieve this if they worked hard enough and took on debt.

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Developing financially savvy kids – what parents need to know?

  • Wednesday, July 11th, 2018
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In the last few decades, we have witnessed a major disruption with the introduction of technology. One of the biggest changes we have seen is in the way we do banking and finances. Young people are most of the times the ones who are up to date with the latest movement and fads and are quick to adapt to these fast-moving changes. The big question is “Are our children/ young people ready for the finance technological world.”
Coupled with this fast moving technology, how do we teach them the basic foundational principles of finance before launching them into the finance technological age?
Here we tackle these two questions with a few helpful guidelines and solutions on how you can support your child’s monetary future.

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First time buyers finally have the opportunity to get on the property ladder now

  • Tuesday, May 29th, 2018
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How the housing market has changed… It was just a few years ago when it was a seller’s market and they were confidently in control. They would have open days where many people would come to view a property for sale leading to bidding wars and a seller walking away with a decent profit. Today it is now a buyers’ market, where a buyer can bid down a price, rather than the price increasing way beyond what the buyer anticipated. What a total reversal, where have all the buyers gone? UK home sales dropped by 7.2% between February 18th and March 18th to 92,270, the lowest level since May 2016 (88,680) according to data by the HMRC.

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Are You Prepared to Lose Your House or Keep It?

  • Thursday, February 15th, 2018
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The Rate Rise Shock

It’s been 10 years since the government starting dropping the base interest rates in the UK. It was now at its lowest ever rate (0.25%) for around 300 years. Many homeowners perceived these low rates as the norm, even though some were still struggling to make monthly payments and juggle their finances accordingly. On the 2nd November 2017, the Bank of England put into effect an increase in the base rate to 0.5% shocking many people who have come to rely on rates being extremely low.

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My Financial Gameplan Story

  • Thursday, February 15th, 2018
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I was in my early thirties with a successful career, fortunate to have climbed the corporate ladder at a fast pace. I loved my job, but my desire for working in the corporate world was fading. I concluded my career path no longer suited me.  

The good thing was I had a plan…

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